Delivering peace of mind through secure user authentication
Enterprise-grade end-to-end encrypted SMS authentication
Why SMS Authentication is Breaking
- SMS OTP fraud part of $1.03 trillion global fraud losses (2024)
- Mobile app fraud up 600% since 2015
- 76% of banks still rely on SMS OTP
- SMS is not encrypted
- SIM swap, SS7, malware are systemic
Connectivity reality
~50% of world has weak/no mobile internet
~35% still off-net through 2025
SMS remains the only universal channel
Chargeback crisis
$33.79bn chargebacks 2025 → $41.69bn by 2028
36–70% friendly fraud
Issuers spend $9–10 per dispute
$3B+ issuer cost by 2028
Why current authentication fails
Banks only prove “OTP was entered”
Cannot prove device-bound user intent
Leads to legal & financial exposure
Axios Logic Introduces a New Category
End-to-end Encrypted SMS Authentication
We combine the universal reach of SMS with true end-to-end encryption and device-bound cryptography.